Insurance typically doesn’t cover hearing aids as they’re often categorized as “elective” or “cosmetic” devices, which means they’re not always deemed medically necessary and may not be covered.
Certain private insurance plans and Medicare Advantage policies may incorporate coverage for both hearing exams and hearing aids, while others may offer it as a standalone benefit, resembling coverage for vision or dental care. Read on to learn more about hearing aids and insurance.
What insurance companies does Beltone Tristate work with?
We work with a wide range of providers, including (but not limited to):
- Aetna
- Anthem
- BlueCross Blueshield
- Federal BlueCross BlueShield
- Cigna
- Department of Labor
- Medicaid
- Medicare
- United Healthcare
- Wellcare
- NARF
- UMA
- GEHA
- And more.
If your plan or benefits aren’t mentioned here, we suggest reaching out to our insurance department for further information. They’ll assist you in reviewing your plan to clarify the available benefits.
What do insurance companies cover?
Certain insurance providers we partner with offer comprehensive benefits, including three-year warranties, coverage for loss and damage, and provision for three years’ worth of batteries or a charger for rechargeable hearing aids. Moreover, some insurers may provide financial assistance for specific models of hearing devices.
However, these benefits depend on individual providers and specific plans. While not all plans offer such benefits, it’s advisable to consult our insurance specialist to ascertain your eligibility for these provisions.
Are you eligible for insurance coverage?
Understanding your benefits and eligibility can be difficult. Our goal at Beltone Tristate is to help everyone we can get the best care possible, as well as ensure that they have access to the insurance benefits they’re entitled to.
That’s why we’ve invested in having our own in-house insurance department. It makes the process for understanding your benefits easier, and it keeps us in close contact with your insurer so that you can feel more confident and informed about everything you’re entitled to.
Working with insurance companies can feel like learning a new language to the layperson, and that’s just one reason why we have our own in-house resources to assist you. We have a system in place that’s quicker, more efficient, and easier to understand.
About Beltone Tristate’s Insurance: BelCare
When you make an investment in your hearing wellness at Beltone Tristate, you also have the option of protecting your investment in yourself through BelCare.
BelCare offers comprehensive hearing aid insurance designed to safeguard your investment for life. We understand that acquiring hearing technology is a significant investment, and ensuring its longevity is paramount to you. That’s where BelCare steps in, providing one of the most reliable means to protect your investment.
From the moment you acquire your hearing technology, BelCare ensures the protection of your devices and hearing care services.
Moreover, no matter where you are located, you can access services at any of Beltone Tristate’s partner practices, which span over 1,500 locations across the United States. Whether you need a hearing check-up, device examination, or have questions about your hearing health, our network of partner practices is readily available to assist you.
In addition to device protection, BelCare offers:
- Annual hearing evaluations.
- Lifetime care.
- Patient-care support.
- 30-day refund policy.
- Quality control reviews.
- Personal counseling.
- Aftercare services.
- Hearing device fitting follow-ups.
- Warranty coverage.
- Two-year protection for changes in hearing loss.
Are hearing aids tax deductible?
In short, yes. According to federal guidelines, numerous medical expenses qualify as eligible deductions, and since hearing loss is recognized as a medical condition, you may be eligible to deduct expenses related to its treatment, such as hearing aids.
Get the hearing care, technology, and service you deserve!
At Beltone Tristate, we prioritize serving our patients’ needs. Our comprehensive services include thorough testing, advanced technology, precise fittings, and dedicated insurance support.
Contact us today to schedule your complimentary hearing test or learn more about how we can assist you in your hearing care journey.